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5 Best Insurance brokers in Shimla, Himachal Pradesh

Experts recommended Top 5 Insurance brokers in Shimla, Himachal Pradesh. All Insurance brokers listed here are comparatively the Most Authentic, based on our research done by evaluating business age, trust, reputation, excellence, quality of services, customer satisfaction and their feedback, pricing and value for money. These businesses are better options as "Insurance brokers near me" in your local search. You get to see only the Best. Business verified by our team are labelled with verified badge. They are reliable & trustworthy. Their contact and business information are updated frequently.

HDFC LIFE

4.2 (8)

3rd Flr, Saligram Bhavan, Shimla Bypass, opposite Shimla Public School, Khalini, Shimla, Himachal Pradesh 171002

DESCRIPTION:
HDFC Life is a well-established insurance broker located in Khalini, Shimla. They offer a wide range of insurance policies to meet the needs of their customers. With over several years of experience in the industry, HDFC Life has built a strong reputation for providing reliable and efficient insurance services.

SPECIALITY:
• Insurance policies
• Life insurance
• Health insurance
• Retirement plans
• Investment plans

TIMING:
Mon-Fri: 9:30am-3:30pm, Sat: 9:30am-1pm, Sun: Closed

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THE NEW INDIA ASSURANCE CO. LTD.

3.9 (8)

3rd Floor, Block 7, SDA Complex, Kasumpti, Shimla, Himachal Pradesh 171009

DESCRIPTION:
The New India Assurance Co. Ltd. is a leading insurance broker located in Shimla, Himachal Pradesh. With several years of experience in the insurance industry, they have established themselves as a trusted and reliable partner for individuals and businesses alike. Their commitment to providing top-notch insurance services has earned them a high rating and positive reviews from satisfied customers. They offer a wide range of insurance products including life, health, motor, travel, and home insurance. Their team of experienced professionals is dedicated to providing personalized solutions to meet the unique needs of each client. With their customer-centric approach and competitive pricing, The New India Assurance Co. Ltd. is the go-to choice for insurance needs in Shimla.

SPECIALITY:
• Life Insurance
• Health Insurance
• Motor Insurance
• Travel Insurance
• Home Insurance

TIMING:
Mon-Fri: 9:30am-6pm, Sat-Sun: Closed

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LIC

3.9 (11)

Circular Road, Shankli, Lakkar Bazar, Shimla, Himachal Pradesh 171001

DESCRIPTION:
LIC is a well-known insurance broker in Shimla, Himachal Pradesh. It has been providing its services for several years and has gained a good reputation in the city. LIC offers a variety of insurance products such as life insurance, health insurance, and general insurance. They have a team of experienced and knowledgeable agents who help customers choose the right insurance plan according to their needs and budget. LIC also has a branch office in Shimla, making it easily accessible for customers. Their services are reliable and trustworthy, making them a top choice for insurance needs in Shimla.

SPECIALITY:
• Life Insurance
• Health Insurance
• General Insurance

TIMING:
Open Everyday

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LIC OF INDIA, DIVISIONAL OFFICE

4.3 (12)

BLOCK 14, 15, SDA Complex, Kasumpti, Shimla, Himachal Pradesh 171009

DESCRIPTION:
LIC of India, Divisional Office is a well-established insurance broker located in Kasumpti, Shimla. With years of experience in the insurance industry, they have built a strong reputation for providing reliable and affordable insurance services to their clients. Their team of insurance experts is dedicated to helping individuals and businesses find the best insurance solutions to meet their specific needs. LIC of India offers a wide range of insurance products including life insurance, health insurance, and investment plans. They also provide personalized insurance advice and assistance to ensure that their clients make informed decisions about their insurance coverage.

SPECIALITY:
• Life insurance
• Health insurance
• Investment plans
• Personalized insurance advice

TIMING:
Open Everyday

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HDFC ERGO GENERAL INSURANCE COMPANY LIMITED

3.8 (6)

Morning Site, Sarab Complex, A-60, Sanjauli Chowk, Housing Board Colony, Sanjauli, Shimla, Himachal Pradesh 171001

DESCRIPTION:
HDFC ERGO General Insurance Company Limited is a leading insurance broker in India, providing a wide range of insurance services to its customers. With over several years of experience in the industry, the company has established itself as a trusted name in the market. The company is known for its efficient and reliable services, making it a preferred choice among customers.

SPECIALITY:
• Car Insurance
• Health Insurance
• Travel Insurance
• Home Insurance
• Personal Accident Insurance
• Two Wheeler Insurance
• Commercial Insurance

TIMING:
Mon, Wed, Fri : 10am - 6pm, Tue, Thu, Sat, Sun : 9am - 5pm

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Average Ratings

4.0

(45 Votes & Reviews)

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Know More

About Insurance Brokers

Insurance brokers are professional intermediaries who help individuals and businesses find the right insurance coverage for their needs. They work with a variety of insurance companies to obtain quotes and help their clients understand their options. Insurance brokers play a crucial role in the insurance industry by providing expert advice and personalized service to their clients.

Advantages of Using Insurance Brokers

One of the main advantages of using insurance brokers is that they have access to a wide range of insurance products from different companies. This means that they can compare policies and prices to help you find the best coverage at the most competitive rates. Insurance brokers also have in-depth knowledge of the insurance market and can provide expert advice on the right type and amount of coverage for your specific needs.

Choosing the Best Insurance Broker in Shimla

When choosing an insurance broker in Shimla, there are several factors to consider to ensure you find the best fit for your insurance needs.

  • Experience and Expertise

    • Look for an insurance broker who has extensive experience in the industry and specializes in the type of insurance you are looking for. An experienced broker will have the knowledge and expertise to navigate the complexities of insurance policies and ensure you get the coverage you need.

  • Reputation and Customer Reviews

    • Research the reputation of the insurance broker by reading customer reviews and testimonials. A reputable broker will have a track record of providing exceptional service and helping clients find the right insurance solutions.

  • Cost and Fees

    • Ask about the broker's fee structure and how they are compensated for their services. Make sure you understand all costs associated with using the broker and how they may impact your overall insurance premiums.

  • Insurance Products Offered

    • Ensure the insurance broker offers a comprehensive range of insurance products that meet your needs. Whether you are looking for auto, home, life, or business insurance, make sure the broker has access to the right policies for you.

  • Personalized Service

    • Choose an insurance broker who provides personalized service and takes the time to understand your unique insurance needs. A broker who listens to your concerns and offers tailored solutions will help you feel confident in your insurance choices.

  • Accessibility and Communication

    • Consider how accessible the insurance broker is and how effectively they communicate with you. A responsive broker who is readily available to answer your questions and provide updates on your policies will make the insurance process smoother and more convenient.

Frequently Asked Questions

1.

Is it worth hiring an Insurance Broker in Shimla?

Yes a broker will be able to save you money by finding you cost effective insurance which provides you sufficient cover in the long run. Their advice is independent of any particular insurance company. They also save you time by running around on your behalf.

2.

What are the different types of Insurance Brokers?

There are five categories of insurance broker which are - 1) Direct Broker (Life), 2) Direct Broker (General), 3) Direct Broker (Life & General), 4) Reinsurance Broker and 5) Composite Broker.

3.

What is the job of an Insurance Broker in Shimla?

An insurance broker is a professional who acts as an intermediary between a consumer and an insurance company. Brokers sell all insurance types, including health insurance, homeowner insurance, accident insurance, life insurance, and annuities.

4.

Do Insurance Brokers handle claims in Shimla?

No. Insurance brokers don't manage claims. Insurance brokers are independent, they don't work for insurance companies.

5.

Do Insurance Brokers give advice to their clients?

A broker provides advice and explains clearly what your insurance covers, and what is not covered. They also act for the customer and have a legal duty of care in the advice and products provided.